| One generally requires travel insurance in order to | | | | more popular choice than Travel Medical or the |
| cover any risks that are linked to travel. This | | | | Medical Evacuation policies. These packages will |
| cover can be used for domestic and also for | | | | normally include missed connection cover as well |
| international travel. It will cover periods of up to | | | | as travel cancellation cover. Cover for baggage |
| one year. You will have two basic plans to choose | | | | delay and for lost or damaged baggage as well as |
| from and these are Travel Medical Plans and | | | | stolen baggage is also included. In the event that |
| Travel Package Plans. | | | | there is a delay in travel, cover will be available. |
| If your intention is to leave your resident country | | | | Medical evacuation and emergency medical |
| for an extended time, the Travel Medical option | | | | treatment form part of this policy. There are |
| will suit you. You will require this as your usual | | | | some of these packages that cover rented car |
| health insurance will not offer insurance cover | | | | collision. Some also cover identity theft. One of |
| when you are outside your home country. If your | | | | the options you could include is adventure travel |
| current policy does cover you, it will normally not | | | | coverage. |
| offer adequate cover or there may not be | | | | There are various options available in the Package |
| enough cover for emergencies. | | | | Plans category. Essential coverage will be provided |
| This type of coverage will suit people who are | | | | in the basic plan. There is enough cover to |
| traveling for work purposes or missionaries. | | | | protect the traveler, but the cover amount will be |
| Those who will be visiting family abroad or those | | | | lower. A standard plan will include the basic plan, |
| who will be going on extended trips will also | | | | but will have some of the premium options |
| benefit from this insurance. This particular policy | | | | included. This plan is popular as one is able to add |
| will cover you for most medical care incidences. | | | | different options to it. Another option is the |
| The benefits that you will get from this policy | | | | Premium Package which includes all the options. |
| include medical evacuation, emergency medical as | | | | This is the package that offers the highest |
| well as dental treatment. It also provides cover | | | | coverage. |
| for AD&D. It may include coverage for loss | | | | The best time to buy your cover is as early as |
| of your luggage. | | | | you can. It is suggested that you acquire this at |
| This cover will normally cost less than the | | | | the same time that you do your travel bookings. |
| Package Plan. The reason for this is that the | | | | If you choose to do this, you will immediately |
| coverage offered is not as broad as the Package | | | | have trip cancellation coverage. |
| Plan. The cost for this plan will be based on the | | | | All these travel insurance options are available |
| amount of coverage that is required, the age of | | | | online. The cost for these will be dependent on |
| the traveler and the length of the trip being | | | | your personal requirements. It is advisable to use |
| embarked upon. | | | | a reputable dealer for all your insurance |
| As comprehensive coverage is an important | | | | requirements. |
| factor for travelers, the Package Plans are a | | | | |